In the past, you have to be at the real bank to apply for an account, apply for a real estate loan (emprunt immobilier) or apply for a complementary mutual insurance (mutuelle complementaire sante). And when you want to know which lender or insurance provider offers the best interest rates and premiums, it would normally take you to hop from one institution or bank to the other.
Today it is much different or to put more accurately, you can have the option of performing various banking needs and transactions from anywhere you may be. You may be at the office or at home and all it takes is an internet connection. Via an internet bank or banque sur internet, you can do all your banking chores from anywhere. Isn’t a lot more comfortable to be banking while you seat at the comfort of your couch?
The internet bank is a great option to the traditional bank but it can have its disadvantages. One, the bank needs to be online so that you can fulfill your banking transactions. Two, the bank needs to be very secure from internet fraud. These advantages however can easily be offset by various solutions being employed by banks to ensure 100% uptime and state of the art anti fraud defense.
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